Current Rates

Interest rates and annual percentage yield (APY) are effective November 20, 2009 .
Rates are updated every Friday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal.
Call (806) 378-8111 for current market rates.

 

Certificates of Deposit

Term (in days) 14 30 60 90 120 150 180 210 270 365
$100,000 0.15% 0.15% 0.25% 0.60% 0.60% 0.85% 1.00% 1.10% 1.20% 1.25%
APY 0.15% 0.15% 0.25% 0.60% 0.60% 0.85% 1.00% 1.10% 1.20% 1.25%
                     
$50,000 N/A 0.15% 0.25% 0.60% 0.60% 0.85% 1.00% 1.10% 1.20% 1.25%
APY N/A 0.15% 0.25% 0.60% 0.60% 0.85% 1.00% 1.10% 1.20% 1.25%
                     
$1,000 N/A 0.15% 0.25% 0.60% 0.60% 0.85% 1.00% 1.10% 1.20% 1.25%
APY N/A 0.15% 0.25% 0.60% 0.60% 0.85% 1.00% 1.10% 1.20% 1.25%

 

Certificates of Deposit - Long Term CDs, IRAs

Term (in years) 1.0 1.5 2.0 2.5 3.0 4.0 5.0
Long Term $1,000+ N/A 1.75% 2.00% 2.25% 3.00% 3.00% 3.00%
APY N/A 1.75% 2.00% 2.25% 3.00% 3.00% 3.00%
               
IRAs 1.25% 1.75% N/A 2.30% N/A N/A N/A
APY 1.26% 1.77% N/A 2.33% N/A N/A N/A

 

Interest Checking*  

Amount Int. Rate APY
$1,000 - $9,999

0.10%

0.10%
$10,000 - $99,999 0.10% 0.10%
$100,000 - Up 0.25% 0.25%

 

Money Market (Opening balance requirement)

Amount Int. Rate APY
$1,000 - $49,999 0.10% 0.10%
$50,000 - $99,999 0.30% 0.30%
$100,000 - Up 0.40% 0.40%

 

Savings

Amount Int. Rate APY
$0 - $9,999

0.10%

0.10%
$10,000 - $99,999 0.10% 0.10%
$100,000 - UP 0.25% 0.25%