The best rate in town

Current Rates

Interest rates and annual percentage yield (APY) are effective September 5, 2008 .
Rates are updated every Friday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal.
Call (806) 378-8111 for current market rates.

 

Certificates of Deposit

Term (in days) 14 30 60 90 120 150 180 210 270 365
$100,000 2.00% 2.00% 2.00% 2.00% 2.00% 2.00% 2.50% 2.50% 2.75% 3.20%
APY 2.03% 2.02% 2.02% 2.02% 2.01% 2.01% 2.52% 2.51% 2.76% 3.20%
                     
$50,000 N/A 2.00% 2.00% 2.00% 2.00% 2.00% 2.50% 2.50% 2.75% 3.20%
APY N/A 2.02% 2.02% 2.02% 2.01% 2.01% 2.52% 2.51% 2.76% 3.20%
                     
$1,000 N/A 2.00% 2.00% 2.00% 2.00% 2.00% 2.50% 2.50% 2.75% 3.20%
APY N/A 2.02% 2.02% 2.02% 2.01% 2.01% 2.52% 2.51% 2.76% 3.20%

 

Certificates of Deposit - Long Term CDs, IRAs

Term (in years) 1.0 1.5 2.0 2.5 3.0 4.0 5.0
Long Term $1,000+ N/A 3.30% 3.30% 3.30% 3.30% 3.30% 3.30%
APY N/A 3.30% 3.30% 3.30% 3.30% 3.30% 3.30%
               
IRAs 3.20% 3.30% N/A 3.30% N/A N/A N/A
APY 3.25% 3.36% N/A 3.35% N/A N/A N/A

 

Interest Checking*  

Amount Int. Rate APY
$1,000 - $9,999 0.40% 0.40%
$10,000 - $99,999 0.60% 0.60%
$100,000 - Up 1.35% 1.36%

 

Money Market (Opening balance requirement)

Amount Int. Rate APY
$1,000 - $49,999 1.70% 1.71%
$50,000 - $99,999 1.85% 1.87%
$100,000 - Up 2.10% 2.12%

 

Savings

Amount Int. Rate APY
$0 - $9,999 0.40% 0.40%
$10,000 - $99,999 0.60% 0.60%
$100,000 - UP 1.35% 1.36%