How to Check your credit
If you've been denied for credit
The denial letter will contain instructions on how you can obtain a free credit report within 60 days from the date you received the letter.
To get a free annual credit report
- Log on to annualcreditreport.com
- Call 1-877-322-8228
- Or write:
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281
To get a copy of your credit report at any time directly from the credit bureaus (a small fee applies):
- Equifax: 1-800-685-1111 or www.equifax.com
- Experian: 1-888-397-3742 or www.experian.com
- TransUnion: 1-800-916-8800 or www.transunion.com
