Savings and CDs

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Savings Account

Build your short-term savings with our basic deposit account.

  • $30 Minimum balance to open
  • $30 Average daily minimum balance
  • $1/month service fee (if balance falls below minimum)

View our Interest Rates


Money Market Account

Earn competitive interest rates with a higher minimum daily balance.

  • $50 Minimum balance to open
  • $1,000 Average daily minimum balance
  • $4/month service fee (if balance falls below minimum)

Other Requirements:

  • For withdrawals above the maximum, $10 service fee assessed per withdrawal

Certificates of Deposit (CDs)

Lock in a fixed interest rate on your savings in exchange for agreeing to keep the specified amount of funds in the account for a certain period of time (term).

View our Interest Rates

  • $1,000 Minimum balance to open
  • Interest payment methods include
    • Rolling back into CD
    • Deposit to account
    • Check can be mailed (depending on length of term)

CD Terms

  • Terms range from 30 days to 60 months
  • 10-day grace period at maturity for changes

Other Requirements

  • Funds in a CD can be withdrawn at any time, however withdrawals made before maturity are subject to a penalty (half the term's interest that would have accrued)
  • At maturity, there is a 10-day grace period during which funds can be taken out or added without penalty

Important Information About Procedures for Opening a New Account:

Amarillo National Bank complies with section 326 of the USA PATRIOT Act. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account such as name, address, date of birth and taxpayer identification. We may ask to see your driver's license or other identifying documents.

FDIC Insurance

NOTICE: By federal law, as of 1/1/2013, funds in a non-interest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category.
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